{"id":1079,"date":"2026-08-06T20:18:02","date_gmt":"2026-08-06T20:18:02","guid":{"rendered":"https:\/\/www.vsrlawfirm.com\/blog\/?p=1079"},"modified":"2026-08-06T20:18:02","modified_gmt":"2026-08-06T20:18:02","slug":"what-to-do-after-a-car-accident-in-mississauga","status":"publish","type":"post","link":"https:\/\/www.vsrlawfirm.com\/blog\/what-to-do-after-a-car-accident-in-mississauga\/","title":{"rendered":"What to Do After a Car Accident in Mississauga"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A car accident happens fast. One minute you are driving home on Hurontario or the 403. The next minute you are standing on the shoulder, shaking, not sure what to do.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This guide walks you through it in plain steps. It covers what to do at the scene, what to do in the days after, and when to call a <a href=\"https:\/\/www.vsrlawfirm.com\/motor-vehicle-accident-lawyer\" target=\"_blank\" rel=\"noopener\">car accident lawyer in Mississauga<\/a>.<\/span><\/p>\n<h3><b>Step 1: Stop and check for injuries<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Never drive away. Leaving the scene is a criminal offence.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check yourself first.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check your passengers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the other driver if it is safe to do so.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Call 911 if anyone is hurt.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some injuries do not hurt right away. Whiplash and concussions often show up hours later. Do not tell anyone you are &#8220;fine&#8221; at the scene.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/all-you-need-to-know-about-a-personal-injury-lawyer\/\" target=\"_blank\" rel=\"noopener\"><em>All You Need to Know About a Personal Injury Lawyer<\/em><\/a><\/p>\n<h3><b>Step 2: Move to a safe spot<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If the cars still drive and no one is badly hurt, move them off the road. Turn on your hazard lights.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If a car cannot move, leave it. Get yourself away from traffic.<\/span><\/p>\n<h3><b>Step 3: Call the police<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In <a href=\"https:\/\/www.ontario.ca\/\" target=\"_blank\" rel=\"noopener\">Ontario<\/a>, you must report a collision to police if:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Someone is injured or killed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The total damage looks like more than $5,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A driver seems impaired.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Another driver has no insurance or gives you fake information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A pedestrian, cyclist, or government vehicle is involved.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If police do not come to the scene, you must report the crash at a Collision Reporting Centre within 24 hours.<\/span><\/p>\n<h3><b>Step 4: Trade information<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Get this from the other driver:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full name, address, and phone number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driver&#8217;s licence number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance company and policy number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Licence plate number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make, model, and colour of the car<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Also get the name and number of any witness. Witnesses disappear fast. A phone number today saves you a fight later.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/personal-injury-lawyer-near-me-finding-legal-help-in-toronto\/\" target=\"_blank\" rel=\"noopener\"><em>Personal Injury Lawyer Near Me: Finding Legal Help in Toronto<\/em><\/a><\/p>\n<h3><b>Step 5: Take photos<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Your phone is your best evidence. Take pictures of:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage to every car involved<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The whole scene from a few steps back<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Skid marks, glass, and debris<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Road signs, traffic lights, and lane markings<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The weather and road conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The other driver&#8217;s licence and insurance slip<\/span><\/li>\n<\/ul>\n<p><img decoding=\"async\" class=\" wp-image-1080\" src=\"https:\/\/www.vsrlawfirm.com\/blog\/wp-content\/uploads\/2026\/08\/Car-Accident-300x200.jpg\" alt=\"Car Accident\" width=\"610\" height=\"406\" srcset=\"https:\/\/www.vsrlawfirm.com\/blog\/wp-content\/uploads\/2026\/08\/Car-Accident-300x200.jpg 300w, https:\/\/www.vsrlawfirm.com\/blog\/wp-content\/uploads\/2026\/08\/Car-Accident-1024x683.jpg 1024w, https:\/\/www.vsrlawfirm.com\/blog\/wp-content\/uploads\/2026\/08\/Car-Accident-768x512.jpg 768w, https:\/\/www.vsrlawfirm.com\/blog\/wp-content\/uploads\/2026\/08\/Car-Accident.jpg 1536w\" sizes=\"(max-width: 610px) 100vw, 610px\" \/><\/p>\n<h3><b>Step 6: See a doctor<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Go to your family doctor, a walk-in clinic, or the emergency room. Do this even if the pain feels small.<\/span><\/p>\n<p><strong>Two reasons:<\/strong><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\">Your health matters most.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Insurance companies look for gaps in treatment. A delay gives them a reason to say you were not really hurt.<\/span><\/li>\n<\/ol>\n<h3><b>Step 7: Call your insurance company<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Tell your insurer as soon as you can. You have <\/span><b>seven days<\/b><span style=\"font-weight: 400;\"> to let them know you plan to apply for accident benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">They will send you forms. You have <\/span><b>30 days<\/b><span style=\"font-weight: 400;\"> to fill out and return the main application (the OCF-1).<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/top-5-mistakes-that-can-hurt-your-personal-injury-claim-in-ontario\/\" target=\"_blank\" rel=\"noopener\"><em>Top 5 Mistakes That Can Hurt Your Personal Injury Claim in Ontario<\/em><\/a><\/p>\n<h2><b>What not to do<\/b><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not admit fault at the scene.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not agree to settle in cash and skip insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not sign anything you have not read.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not give the other driver&#8217;s insurer a recorded statement.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do not post about the accident on social media.<\/span><\/li>\n<\/ul>\n<h2><b>What to do after a minor car accident in Ontario<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Minor accidents follow the same rules. Fender benders still cause real injuries and real claims.<\/span><\/p>\n<p><strong>Do this:<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take photos before the cars move.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trade information, even for a small scrape.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check the damage. Bumper repairs pass $5,000 more often than people think.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Report it if the damage or injuries meet the rules above.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">See a doctor if anything hurts, even a little.<\/span><\/li>\n<\/ul>\n<h2><b>What you can claim after a car accident<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are two separate car accident claims in Ontario.<\/span><\/p>\n<p><b> Accident benefits (no-fault).<\/b><span style=\"font-weight: 400;\"> These come from your own insurer. You get them even if the crash was your fault. They can cover:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical and rehab costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Income replacement if you cannot work<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Attendant care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Help with housekeeping and caregiving<\/span><\/li>\n<\/ul>\n<p><b>A tort claim (fault-based).<\/b><span style=\"font-weight: 400;\"> This is a lawsuit against the driver who caused the crash. It can cover pain and suffering, lost income beyond your benefits, future care costs, and out-of-pocket expenses.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/consolidate-all-debts-into-one\/\" target=\"_blank\" rel=\"noopener\"><em>How do I consolidate all my debts into one?<\/em><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Both matter. Most people only know about the first one.<\/span><\/p>\n<h3><b>Deadlines you cannot miss<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>24 hours<\/b><span style=\"font-weight: 400;\"> \u2014 report at a Collision Reporting Centre if police did not attend<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>7 days<\/b><span style=\"font-weight: 400;\"> \u2014 tell your own insurer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>30 days<\/b><span style=\"font-weight: 400;\"> \u2014 return your accident benefits application<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>120 days<\/b><span style=\"font-weight: 400;\"> \u2014 send written notice if you plan to sue the at-fault driver<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>2 years<\/b><span style=\"font-weight: 400;\"> \u2014 start your lawsuit<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Miss a deadline and you can lose your right to <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/how-a-personal-injury-lawyer-in-brampton-can-help-after-a-car-accident\/\" target=\"_blank\" rel=\"noopener\">car accident<\/a> compensation. This is the single biggest reason people call a lawyer late and regret it.<\/span><\/p>\n<h2><b>How a car accident lawyer helps<\/b><\/h2>\n<p><iframe loading=\"lazy\" title=\"\ud83d\ude97 What to Do After a Car Accident \u2013 3 Important Tips \ud83d\udca1#shorts #ytshorts #vsrlaw #canada\" width=\"422\" height=\"750\" src=\"https:\/\/www.youtube.com\/embed\/1UNwCpI_aVY?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><span style=\"font-weight: 400;\">Insurance companies have adjusters, doctors, and lawyers working for them. You should have someone working for you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A car accident lawyer in Mississauga can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Handle the forms and deadlines<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Push back when benefits get denied or cut off<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Line up the right medical assessments<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deal with the adjusters so you can rest<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Value your claim properly before you sign anything<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take your case to the Licence Appeal Tribunal or to court if needed<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You do not pay upfront. Most <a href=\"https:\/\/www.vsrlawfirm.com\/\" target=\"_blank\" rel=\"noopener\">personal injury lawyers<\/a> work on a contingency fee. The fee comes out of what you recover.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/how-long-can-a-temporary-foreign-worker-stay-in-canada\/\" target=\"_blank\" rel=\"noopener\"><em>How Long Can a Temporary Foreign Worker Stay in Canada?<\/em><\/a><\/p>\n<h2><b>Talk to us<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you searched &#8220;<a href=\"https:\/\/www.vsrlawfirm.com\/motor-vehicle-accident-lawyer\" target=\"_blank\" rel=\"noopener\">car accident lawyer near me<\/a>&#8221; after a Mississauga car accident, you are in the right place.<\/span><\/p>\n<p><a href=\"https:\/\/www.vsrlawfirm.com\/\" target=\"_blank\" rel=\"noopener\"><b>VSR Law Professional Corporation<\/b><\/a><span style=\"font-weight: 400;\"> offers a free consultation. Call <\/span><b>416-602-0002<\/b><span style=\"font-weight: 400;\"> or email <\/span><b>info@vsrlaw.ca<\/b><span style=\"font-weight: 400;\">. We will tell you honestly whether you have a claim.<\/span><\/p>\n<h3><b>Frequently Asked Questions<\/b><\/h3>\n<p><b>1. What do you do after a minor car accident in Ontario?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Stop, check for injuries, and move to safety. Trade information with the other driver. Take photos. Report to police or a Collision Reporting Centre if the damage looks over $5,000 or anyone is hurt. Then tell your insurer and see a doctor.<\/span><\/p>\n<p><b>2. What do I do right after a car accident?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Stay at the scene. Call 911 if anyone is injured. Turn on your hazards. Get the other driver&#8217;s information and take photos before the cars move.<\/span><\/p>\n<p><b>3. How long do I have to report a minor collision in Ontario?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">If police do not attend the scene, you have 24 hours to report at a Collision Reporting Centre.<\/span><\/p>\n<p><b>4. How soon after an accident do I need to notify my insurance?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Within seven days. Call sooner if you can. You then have 30 days to return your accident benefits application.<\/span><\/p>\n<p><b>5. How does insurance work when it&#8217;s not your fault?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Ontario uses direct compensation. Your own insurer handles your vehicle damage even when the other driver caused the crash. Your accident benefits also come from your own policy. To claim pain and suffering, you sue the at-fault driver.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/struggling-with-debt-contact-a-bankruptcy-lawyer-in-toronto\/\" target=\"_blank\" rel=\"noopener\"><em>Struggling With Debt? Contact a Bankruptcy Lawyer in Toronto<\/em><\/a><\/p>\n<p><b>6. How much will my insurance go up after a claim?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">It depends on fault. An at-fault claim usually raises your premium at renewal, sometimes by a large amount. A not-at-fault claim normally should not, though your history still gets reviewed. Ask your broker before you decide.<\/span><\/p>\n<p><b>7. Do I need a lawyer for a minor car accident?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Not always. Call one if you were injured, if benefits get denied, if fault is disputed, or if an adjuster asks you to sign a release.<\/span><\/p>\n<p><b>8. How much does a car accident lawyer cost?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Most work on contingency. You pay nothing upfront and the fee is a share of what you recover. Get the fee agreement in writing.<\/span><\/p>\n<p><b>9. How long do I have to sue after a car accident in Ontario?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Two years from the date of the accident. You must also send written notice to the at-fault driver within 120 days.<\/span><\/p>\n<p><b>10. What car accident compensation can I get?<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Medical and rehab costs, income replacement, attendant care, housekeeping help, pain and suffering, future care costs, and out-of-pocket expenses. The amount depends on how serious your injuries are.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">This article is general information, not legal advice. Every accident is different. Speak with a lawyer about your own situation.<\/span><\/i><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/bankruptcy-in-canada\/\" target=\"_blank\" rel=\"noopener\"><em>10 Bankruptcy Questions Canadians Ask Most Frequently<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Follow this simple guide on what to do after a car accident in Mississauga, including medical care, insurance claims, and legal support.<\/p>\n","protected":false},"author":2,"featured_media":1082,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[21],"tags":[62,416,418,27,417,373,413,415,414,55,370,368,369,419],"class_list":["post-1079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury-lawyer","tag-car-accident","tag-car-accident-claims","tag-car-accident-compensation","tag-car-accident-lawyer","tag-car-accident-lawyer-free-consultation","tag-car-accident-lawyer-mississauga","tag-car-accident-lawyer-near-me","tag-car-accident-mississauga","tag-mississauga-car-accident","tag-personal-injury-lawyer","tag-personal-injury-lawyer-brampton","tag-personal-injury-lawyer-near-me","tag-personal-injury-lawyer-toronto","tag-what-to-do-after-a-minor-car-accident-ontario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What to Do After a Car Accident in Mississauga, ON<\/title>\n<meta name=\"description\" content=\"Learn what to do after a car accident in Mississauga, Ontario. 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