{"id":1130,"date":"2026-09-05T14:43:30","date_gmt":"2026-09-05T14:43:30","guid":{"rendered":"https:\/\/www.vsrlawfirm.com\/blog\/?p=1130"},"modified":"2026-09-05T14:43:30","modified_gmt":"2026-09-05T14:43:30","slug":"can-bankruptcy-stop-collection-calls-in-ontario","status":"publish","type":"post","link":"https:\/\/www.vsrlawfirm.com\/blog\/can-bankruptcy-stop-collection-calls-in-ontario\/","title":{"rendered":"Can Bankruptcy Stop Collection Calls in Ontario?"},"content":{"rendered":"

Getting repeated calls from collection agencies can be stressful. You may be receiving calls about credit cards, personal loans, lines of credit, unpaid bills, or other debts.<\/span><\/p>\n

If you are struggling to keep up with your payments, you may be wondering: <\/span>Can bankruptcy stop collection calls in Ontario?<\/b><\/p>\n

In many cases, the answer is <\/span>yes<\/b>.<\/span><\/p>\n

When you file for <\/span>bankruptcy in Ontario<\/b>, a legal protection called a <\/span>stay of proceedings<\/b> normally takes effect. It prevents most unsecured creditors and collection agencies from continuing collection action against you.<\/span><\/p>\n

What Happens to Collection Calls After Bankruptcy?<\/h2>\n

When a <\/span>personal bankruptcy in Ontario<\/b> is filed through a Licensed Insolvency Trustee (LIT), most unsecured creditors must stop trying to collect the debts included in the bankruptcy.<\/span><\/p>\n

This normally means stopping:<\/span><\/p>\n