{"id":1237,"date":"2026-10-01T16:29:33","date_gmt":"2026-10-01T16:29:33","guid":{"rendered":"https:\/\/www.vsrlawfirm.com\/blog\/?p=1237"},"modified":"2026-10-01T16:29:33","modified_gmt":"2026-10-01T16:29:33","slug":"5-things-to-do-after-a-car-accident-before-calling-a-lawyer","status":"publish","type":"post","link":"https:\/\/www.vsrlawfirm.com\/blog\/5-things-to-do-after-a-car-accident-before-calling-a-lawyer\/","title":{"rendered":"5 Things to Do After a Car Accident Before Calling a Lawyer"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A <\/span><a href=\"https:\/\/www.vsrlawfirm.com\/blog\/common-mistakes-to-avoid-after-a-car-accident-injury\/\" target=\"_blank\" rel=\"noopener\"><b>car accident<\/b><\/a><span style=\"font-weight: 400;\"> can happen without warning. Even a minor collision can leave you confused, stressed, or unsure about what to do next.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Knowing <\/span><a href=\"https:\/\/www.vsrlawfirm.com\/blog\/what-to-do-after-a-car-accident-in-mississauga\/\" target=\"_blank\" rel=\"noopener\"><b>what to do after a car accident<\/b><\/a><span style=\"font-weight: 400;\"> can help protect your health, your insurance claim, and your legal rights.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are involved in a collision in Ontario, there are several important steps you should take before contacting a <\/span><b><a href=\"https:\/\/www.vsrlawfirm.com\/motor-vehicle-accident-lawyer\" target=\"_blank\" rel=\"noopener\">car accident lawyer in Mississauga<\/a>, Brampton, Toronto, or elsewhere in Ontario<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/personal-injury-compensation\/\" target=\"_blank\" rel=\"noopener\"><em>How much Compensation do I have to pay for Personal Injury Compensation?<\/em><\/a><\/p>\n<blockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https:\/\/www.tiktok.com\/@vsr_law\/video\/7655053853095709968\" data-video-id=\"7655053853095709968\">\n<section><a title=\"@vsr_law\" href=\"https:\/\/www.tiktok.com\/@vsr_law?refer=embed\" target=\"_blank\" rel=\"noopener\">@vsr_law<\/a> \ud83d\udea8 Injured in an Accident? We Can Help. \ud83d\udea8 A car accident, slip and fall, dog bite, or other injury can turn your life upside down. You may be dealing with pain, missed work, medical appointments, and insurance paperwork all at once. At VSR Law Office, we help injured individuals understand their rights and pursue the compensation they may be entitled to. \ud83d\udcde Call us today at (416) 602-0002 to schedule your consultation and take the first step toward moving forward with confidence. Disclaimer: This content is for informational purposes only and not legal advice. For personal legal help, talk to a licensed professional. <a title=\"vsrlaw\" href=\"https:\/\/www.tiktok.com\/tag\/vsrlaw?refer=embed\" target=\"_blank\" rel=\"noopener\">#VSRLaw<\/a> <a title=\"personalinjurylawyer\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjurylawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjuryLawyer<\/a> <a title=\"accidentlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/accidentlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentLawyer<\/a> <a title=\"caraccident\" href=\"https:\/\/www.tiktok.com\/tag\/caraccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccident<\/a> <a title=\"slipandfall\" href=\"https:\/\/www.tiktok.com\/tag\/slipandfall?refer=embed\" target=\"_blank\" rel=\"noopener\">#SlipAndFall<\/a> <a title=\"dogbiteinjury\" href=\"https:\/\/www.tiktok.com\/tag\/dogbiteinjury?refer=embed\" target=\"_blank\" rel=\"noopener\">#DogBiteInjury<\/a> <a title=\"injuryclaim\" href=\"https:\/\/www.tiktok.com\/tag\/injuryclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#InjuryClaim<\/a> <a title=\"insuranceclaim\" href=\"https:\/\/www.tiktok.com\/tag\/insuranceclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#InsuranceClaim<\/a> <a title=\"ontariolawyer\" href=\"https:\/\/www.tiktok.com\/tag\/ontariolawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#OntarioLawyer<\/a> <a title=\"bramptonlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/bramptonlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#BramptonLawyer<\/a> <a title=\"mississaugalawyer\" href=\"https:\/\/www.tiktok.com\/tag\/mississaugalawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#MississaugaLawyer<\/a> <a title=\"legalhelp\" href=\"https:\/\/www.tiktok.com\/tag\/legalhelp?refer=embed\" target=\"_blank\" rel=\"noopener\">#LegalHelp<\/a> <a title=\"compensationclaim\" href=\"https:\/\/www.tiktok.com\/tag\/compensationclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#CompensationClaim<\/a> <a title=\"accidentvictim\" href=\"https:\/\/www.tiktok.com\/tag\/accidentvictim?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentVictim<\/a> <a title=\"injurylaw\" href=\"https:\/\/www.tiktok.com\/tag\/injurylaw?refer=embed\" target=\"_blank\" rel=\"noopener\">#InjuryLaw<\/a> <a title=\"lawfirm\" href=\"https:\/\/www.tiktok.com\/tag\/lawfirm?refer=embed\" target=\"_blank\" rel=\"noopener\">#LawFirm<\/a> <a title=\"knowyourrights\" href=\"https:\/\/www.tiktok.com\/tag\/knowyourrights?refer=embed\" target=\"_blank\" rel=\"noopener\">#KnowYourRights<\/a> <a title=\"motorvehicleaccident\" href=\"https:\/\/www.tiktok.com\/tag\/motorvehicleaccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#MotorVehicleAccident<\/a> <a title=\"personalinjury\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjury?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjury<\/a> <a title=\"wecanhelp\" href=\"https:\/\/www.tiktok.com\/tag\/wecanhelp?refer=embed\" target=\"_blank\" rel=\"noopener\">#WeCanHelp<\/a> <a title=\"torontolawyer\" href=\"https:\/\/www.tiktok.com\/tag\/torontolawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#TorontoLawyer<\/a> <a title=\"accidentbenefits\" href=\"https:\/\/www.tiktok.com\/tag\/accidentbenefits?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentBenefits<\/a> <a title=\"caraccidentlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/caraccidentlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccidentLawyer<\/a> <a title=\"accident\" href=\"https:\/\/www.tiktok.com\/tag\/accident?refer=embed\" target=\"_blank\" rel=\"noopener\">#accident<\/a> <a title=\"insurance\" href=\"https:\/\/www.tiktok.com\/tag\/insurance?refer=embed\" target=\"_blank\" rel=\"noopener\">#insurance<\/a> <a title=\"punjabilawyer\" href=\"https:\/\/www.tiktok.com\/tag\/punjabilawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#PunjabiLawyer<\/a> <a title=\"punjabicommunity\" href=\"https:\/\/www.tiktok.com\/tag\/punjabicommunity?refer=embed\" target=\"_blank\" rel=\"noopener\">#PunjabiCommunity<\/a> <a title=\"tiktok\" href=\"https:\/\/www.tiktok.com\/tag\/tiktok?refer=embed\" target=\"_blank\" rel=\"noopener\">#tiktok<\/a> <a title=\"viral\" href=\"https:\/\/www.tiktok.com\/tag\/viral?refer=embed\" target=\"_blank\" rel=\"noopener\">#viral<\/a> <a title=\"viralvideo\" href=\"https:\/\/www.tiktok.com\/tag\/viralvideo?refer=embed\" target=\"_blank\" rel=\"noopener\">#viralvideo<\/a> <a title=\"tiktokviral\" href=\"https:\/\/www.tiktok.com\/tag\/tiktokviral?refer=embed\" target=\"_blank\" rel=\"noopener\">#tiktokviral<\/a> <a title=\"legal\" href=\"https:\/\/www.tiktok.com\/tag\/legal?refer=embed\" target=\"_blank\" rel=\"noopener\">#legal<\/a> <a title=\"canada\" href=\"https:\/\/www.tiktok.com\/tag\/canada?refer=embed\" target=\"_blank\" rel=\"noopener\">#canada<\/a> <a title=\"ontario\" href=\"https:\/\/www.tiktok.com\/tag\/ontario?refer=embed\" target=\"_blank\" rel=\"noopener\">#ontario<\/a> <a title=\"\u266c original sound - VSRLAW\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-VSRLAW-7655054074896894740?refer=embed\" target=\"_blank\" rel=\"noopener\">\u266c original sound &#8211; VSRLAW<\/a><\/section>\n<\/blockquote>\n<p><script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script><\/p>\n<h3>1. Make Sure Everyone Is Safe<\/h3>\n<p><span style=\"font-weight: 400;\">Your safety should always come first.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After an accident:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stay calm.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check yourself for injuries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Check your passengers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If possible, check whether anyone in the other vehicle is hurt.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Call 911 if someone is seriously injured.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Turn on your hazard lights.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Move your vehicle to a safe location if it is safe and possible to do so.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Do not move a seriously injured person unless there is an immediate danger, such as a fire.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some injuries are not obvious right away. Neck pain, back pain, headaches, dizziness, or emotional symptoms can appear hours or even days later.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Seek medical attention if you are experiencing symptoms.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/how-long-can-a-temporary-foreign-worker-stay-in-canada\/\" target=\"_blank\" rel=\"noopener\"><em>How Long Can a Temporary Foreign Worker Stay in Canada?<\/em><\/a><\/p>\n<h3>2. Report the Accident When Required<\/h3>\n<p><span style=\"font-weight: 400;\">Many people ask <\/span><b>what to do after a minor car accident in Ontario<\/b><span style=\"font-weight: 400;\"> and whether they need to report it.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ontario requires a collision to be reported to police when someone is injured or when the total damage to vehicles or property appears to be more than <\/span><b>$5,000<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Depending on where the collision occurred, you may be directed to a <\/span><b>Collision Reporting Centre<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When determining <\/span><b>how to report an accident in Ontario<\/b><span style=\"font-weight: 400;\">, follow the instructions of the local police service.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Even when the damage appears minor:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Exchange information with the other driver.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Write down the licence plate number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get insurance information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep a record of the location and time.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take photographs.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Do not leave the scene without exchanging the required information.<\/span><\/p>\n<h3>3. Take Photos and Collect Evidence<\/h3>\n<p><span style=\"font-weight: 400;\">Evidence can become very important later.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If it is safe, use your phone to take photographs and videos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Try to document:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damage to all vehicles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Licence plates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The accident location<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Traffic lights and signs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Road conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Skid marks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debris<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Weather conditions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visible injuries<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Also collect the other driver&#8217;s:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Full name<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Phone number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driver&#8217;s licence information<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle information<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance company<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Policy information<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If anyone witnessed the accident, ask for their name and <a href=\"https:\/\/www.vsrlawfirm.com\/contact\" target=\"_blank\" rel=\"noopener\">contact information<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Avoid arguing about who caused the accident.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/notary-public-vs-lawyer-which-is-right-for-your-legal-needs\/\" target=\"_blank\" rel=\"noopener\"><em>Notary Public vs. Lawyer: Which is Right for Your Legal Needs?<\/em><\/a><\/p>\n<h3>4. Contact Your Insurance Company<\/h3>\n<p><span style=\"font-weight: 400;\">Notify your insurance company as soon as possible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you are injured and intend to apply for Ontario accident benefits, the Statutory Accident Benefits Schedule generally requires you to notify the insurer within seven days, or as soon as reasonably possible afterward. After receiving the application forms, applicants generally have 30 days to submit the completed application.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Give your insurer accurate facts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, avoid guessing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, do not say:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8220;I am completely fine&#8221; if you are unsure.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8220;It was definitely my fault.&#8221;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8220;I don&#8217;t think I will need treatment.&#8221;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">&#8220;My injuries are minor.&#8221;<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Simply explain what happened and what symptoms you are currently experiencing.<\/span><\/p>\n<blockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https:\/\/www.tiktok.com\/@vsr_law\/video\/7649460464161721617\" data-video-id=\"7649460464161721617\">\n<section><a title=\"@vsr_law\" href=\"https:\/\/www.tiktok.com\/@vsr_law?refer=embed\" target=\"_blank\" rel=\"noopener\">@vsr_law<\/a> Were you injured in a car accident? After an accident, it is important to understand your rights and the next steps. You may be able to claim for medical treatment, lost income, pain and suffering, and other accident-related losses. Do not wait too long to get legal guidance. The right advice can help protect your claim and avoid mistakes. \ud83d\udcde Contact (416) 602-0002 today for help with your car accident claim. Disclaimer: This content is for informational purposes only and not legal advice. For personal legal help, talk to a licensed professional. <a title=\"vsrlaw\" href=\"https:\/\/www.tiktok.com\/tag\/vsrlaw?refer=embed\" target=\"_blank\" rel=\"noopener\">#VSRLaw<\/a> <a title=\"caraccident\" href=\"https:\/\/www.tiktok.com\/tag\/caraccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccident<\/a> <a title=\"caraccidentlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/caraccidentlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccidentLawyer<\/a> <a title=\"personalinjury\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjury?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjury<\/a> <a title=\"personalinjurylawyer\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjurylawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjuryLawyer<\/a> <a title=\"ontariolawyer\" href=\"https:\/\/www.tiktok.com\/tag\/ontariolawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#OntarioLawyer<\/a> <a title=\"accidentclaim\" href=\"https:\/\/www.tiktok.com\/tag\/accidentclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentClaim<\/a> <a title=\"injuryclaim\" href=\"https:\/\/www.tiktok.com\/tag\/injuryclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#InjuryClaim<\/a> <a title=\"motorvehicleaccident\" href=\"https:\/\/www.tiktok.com\/tag\/motorvehicleaccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#MotorVehicleAccident<\/a> <a title=\"mva\" href=\"https:\/\/www.tiktok.com\/tag\/mva?refer=embed\" target=\"_blank\" rel=\"noopener\">#MVA<\/a> <a title=\"legalhelp\" href=\"https:\/\/www.tiktok.com\/tag\/legalhelp?refer=embed\" target=\"_blank\" rel=\"noopener\">#LegalHelp<\/a> <a title=\"accidentbenefits\" href=\"https:\/\/www.tiktok.com\/tag\/accidentbenefits?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentBenefits<\/a> <a title=\"foryou\" href=\"https:\/\/www.tiktok.com\/tag\/foryou?refer=embed\" target=\"_blank\" rel=\"noopener\">#foryou<\/a> <a title=\"injuredinaccident\" href=\"https:\/\/www.tiktok.com\/tag\/injuredinaccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#InjuredInAccident<\/a> <a title=\"knowyourrights\" href=\"https:\/\/www.tiktok.com\/tag\/knowyourrights?refer=embed\" target=\"_blank\" rel=\"noopener\">#KnowYourRights<\/a> <a title=\"caraccidenthelp\" href=\"https:\/\/www.tiktok.com\/tag\/caraccidenthelp?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccidentHelp<\/a> <a title=\"insuranceclaim\" href=\"https:\/\/www.tiktok.com\/tag\/insuranceclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#InsuranceClaim<\/a> <a title=\"foryoupage\" href=\"https:\/\/www.tiktok.com\/tag\/foryoupage?refer=embed\" target=\"_blank\" rel=\"noopener\">#foryoupage<\/a> <a title=\"accidentlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/accidentlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentLawyer<\/a> <a title=\"tiktok\" href=\"https:\/\/www.tiktok.com\/tag\/tiktok?refer=embed\" target=\"_blank\" rel=\"noopener\">#tiktok<\/a> <a title=\"viral\" href=\"https:\/\/www.tiktok.com\/tag\/viral?refer=embed\" target=\"_blank\" rel=\"noopener\">#viral<\/a> <a title=\"viralvideo\" href=\"https:\/\/www.tiktok.com\/tag\/viralvideo?refer=embed\" target=\"_blank\" rel=\"noopener\">#viralvideo<\/a> <a title=\"viraltiktok\" href=\"https:\/\/www.tiktok.com\/tag\/viraltiktok?refer=embed\" target=\"_blank\" rel=\"noopener\">#viraltiktok<\/a> <a title=\"legal\" href=\"https:\/\/www.tiktok.com\/tag\/legal?refer=embed\" target=\"_blank\" rel=\"noopener\">#legal<\/a> <a title=\"legaltiktok\" href=\"https:\/\/www.tiktok.com\/tag\/legaltiktok?refer=embed\" target=\"_blank\" rel=\"noopener\">#legaltiktok<\/a> <a title=\"legaladvice\" href=\"https:\/\/www.tiktok.com\/tag\/legaladvice?refer=embed\" target=\"_blank\" rel=\"noopener\">#legaladvice<\/a> <a title=\"lawyer\" href=\"https:\/\/www.tiktok.com\/tag\/lawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#lawyer<\/a> <a title=\"\u266c original sound - VSRLAW\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-VSRLAW-7649460780903041813?refer=embed\" target=\"_blank\" rel=\"noopener\">\u266c original sound &#8211; VSRLAW<\/a><\/section>\n<\/blockquote>\n<p><script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script><\/p>\n<h2>Whose insurance pays in a car accident in Ontario?<\/h2>\n<p><span style=\"font-weight: 400;\">Ontario&#8217;s insurance system includes accident benefits that may be available regardless of who caused the collision. For policies entered into on or after July 1, 2026, medical, rehabilitation, and attendant-care benefits remain mandatory, while several other accident benefits are optional depending on the coverage purchased.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Damages to vehicles are dependent upon fault, insurance, and the type of coverage that you have.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/top-skills-of-a-real-estate-lawyer\/\" target=\"_blank\" rel=\"noopener\"><em>Top Skills of a Real Estate Lawyer<\/em><\/a><\/p>\n<h3>5. Keep Records Before Calling a Lawyer<\/h3>\n<p><span style=\"font-weight: 400;\">Before meeting a <\/span><a href=\"https:\/\/www.vsrlawfirm.com\/motor-vehicle-accident-lawyer\" target=\"_blank\" rel=\"noopener\"><b>car accident lawyer in Ontario<\/b><\/a><span style=\"font-weight: 400;\">, organize your documents.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep copies of:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Collision Reporting Centre report<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Police report<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance information<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Photographs and videos<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical records<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription receipts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Treatment invoices<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tow truck bills<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vehicle repair estimates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rental vehicle expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Employment records<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay stubs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emails from the insurance company<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You should also write down your symptoms.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Keep notes about:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pain<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sleep problems<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Difficulty driving<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Anxiety<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Missed work<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Difficulty doing household activities<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Changes in your daily routine<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These records may help a <\/span><b><a href=\"https:\/\/www.vsrlawfirm.com\/\" target=\"_blank\" rel=\"noopener\">personal injury lawyer in Mississauga<\/a>, Brampton, or Toronto<\/b><span style=\"font-weight: 400;\"> understand how the accident has affected you.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/bankruptcy-vs-insolvency-whats-the-real-difference\/\" target=\"_blank\" rel=\"noopener\"><em>Bankruptcy vs. Insolvency: What\u2019s the Real Difference?<\/em><\/a><\/p>\n<h2>When Should You Contact a Car Accident Lawyer?<\/h2>\n<p><span style=\"font-weight: 400;\">Consider getting legal advice if:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You suffered injuries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your injuries are getting worse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You cannot return to work.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Treatment has been denied.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The insurer is asking for extensive information.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The insurer is disputing your injuries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fault is being disputed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You are being asked to sign a release.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You receive a settlement offer.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your injuries may have long-term effects.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Typically, Ontario has a two-year limitation period for commencing many civil proceedings from the time the proceeding was discovered. The applicable limitation periods vary with each set of circumstances.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Seeking advice early will assist in identifying the applicable limitation periods.<\/span><\/p>\n<blockquote class=\"tiktok-embed\" style=\"max-width: 605px; min-width: 325px;\" cite=\"https:\/\/www.tiktok.com\/@vsr_law\/video\/7646525672428473601\" data-video-id=\"7646525672428473601\">\n<section><a title=\"@vsr_law\" href=\"https:\/\/www.tiktok.com\/@vsr_law?refer=embed\" target=\"_blank\" rel=\"noopener\">@vsr_law<\/a> \ud83d\ude97 Injured in a motor vehicle accident? Your treatment history matters. After an accident, insurance companies, judges, and juries may look at how consistently you followed your medical treatment plan. Seeing your family doctor, filling prescriptions, attending physio, and keeping proper records can make a difference in your personal injury case. Every case is different, so get the right legal guidance early. \ud83d\udcde Call VSR Law Office: 416-602-0002 \u2696\ufe0f Personal Injury &amp; Motor Vehicle Accident Claims Disclaimer: This content is for informational purposes only and not legal advice. For personal legal help, talk to a licensed professional. <a title=\"vsrlaw\" href=\"https:\/\/www.tiktok.com\/tag\/vsrlaw?refer=embed\" target=\"_blank\" rel=\"noopener\">#VSRLaw<\/a> <a title=\"personalinjury\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjury?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjury<\/a> <a title=\"personalinjurylawyer\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjurylawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#PersonalInjuryLawyer<\/a> <a title=\"caraccidentlawyer\" href=\"https:\/\/www.tiktok.com\/tag\/caraccidentlawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#CarAccidentLawyer<\/a> <a title=\"motorvehicleaccident\" href=\"https:\/\/www.tiktok.com\/tag\/motorvehicleaccident?refer=embed\" target=\"_blank\" rel=\"noopener\">#MotorVehicleAccident<\/a> <a title=\"accidentclaims\" href=\"https:\/\/www.tiktok.com\/tag\/accidentclaims?refer=embed\" target=\"_blank\" rel=\"noopener\">#accidentclaims<\/a> <a title=\"insuranceclaim\" href=\"https:\/\/www.tiktok.com\/tag\/insuranceclaim?refer=embed\" target=\"_blank\" rel=\"noopener\">#InsuranceClaim<\/a> <a title=\"ontariolawyer\" href=\"https:\/\/www.tiktok.com\/tag\/ontariolawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#OntarioLawyer<\/a> <a title=\"torontolawyer\" href=\"https:\/\/www.tiktok.com\/tag\/torontolawyer?refer=embed\" target=\"_blank\" rel=\"noopener\">#TorontoLawyer<\/a> <a title=\"legaltips\" href=\"https:\/\/www.tiktok.com\/tag\/legaltips?refer=embed\" target=\"_blank\" rel=\"noopener\">#LegalTips<\/a> <a title=\"knowyourrights\" href=\"https:\/\/www.tiktok.com\/tag\/knowyourrights?refer=embed\" target=\"_blank\" rel=\"noopener\">#KnowYourRights<\/a> <a title=\"accidentrecovery\" href=\"https:\/\/www.tiktok.com\/tag\/accidentrecovery?refer=embed\" target=\"_blank\" rel=\"noopener\">#AccidentRecovery<\/a> <a title=\"legaladvice\" href=\"https:\/\/www.tiktok.com\/tag\/legaladvice?refer=embed\" target=\"_blank\" rel=\"noopener\">#legaladvice<\/a> <a title=\"personalinjurylaw\" href=\"https:\/\/www.tiktok.com\/tag\/personalinjurylaw?refer=embed\" target=\"_blank\" rel=\"noopener\">#personalinjurylaw<\/a> <a title=\"tiktok\" href=\"https:\/\/www.tiktok.com\/tag\/tiktok?refer=embed\" target=\"_blank\" rel=\"noopener\">#tiktok<\/a> <a title=\"tiktokviral\" href=\"https:\/\/www.tiktok.com\/tag\/tiktokviral?refer=embed\" target=\"_blank\" rel=\"noopener\">#tiktokviral<\/a> <a title=\"viral\" href=\"https:\/\/www.tiktok.com\/tag\/viral?refer=embed\" target=\"_blank\" rel=\"noopener\">#viral<\/a> <a title=\"\u266c original sound - VSRLAW\" href=\"https:\/\/www.tiktok.com\/music\/original-sound-VSRLAW-7646525998170753800?refer=embed\" target=\"_blank\" rel=\"noopener\">\u266c original sound &#8211; VSRLAW<\/a><\/section>\n<\/blockquote>\n<p><script async src=\"https:\/\/www.tiktok.com\/embed.js\"><\/script><\/p>\n<h2>Frequently Asked Questions<\/h2>\n<h3>1. What should you not say after a car accident?<\/h3>\n<p><span style=\"font-weight: 400;\">Do not admit fault or guess about what happened. Avoid saying that you are completely fine if you have not yet been medically assessed. Stay calm and exchange the necessary information.<\/span><\/p>\n<h3>2. How long after a car accident can you make a claim?<\/h3>\n<p><span style=\"font-weight: 400;\">Different claims have different deadlines. Ontario&#8217;s basic limitation period for many lawsuits is generally two years from discovery of the claim. Accident-benefit claims have much shorter notice and application deadlines, so you should act quickly.<\/span><\/p>\n<h3>3. What are typical settlement payouts for car accidents in Canada?<\/h3>\n<p><span style=\"font-weight: 400;\">There is no standard settlement amount. Compensation may depend on the seriousness of the injuries, income loss, treatment needs, recovery time, available insurance coverage, liability, and other losses.<\/span><\/p>\n<h3>4. How fast do insurance companies pay out claims?<\/h3>\n<p><span style=\"font-weight: 400;\">There is no single timeline. A simple property-damage claim may be handled faster than a <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/11-questions-to-help-you-hire-the-right-injury-lawyer-in-ontario\/\" target=\"_blank\" rel=\"noopener\">serious injury claim<\/a>. Medical evidence, treatment, investigations, and disputes can affect the length of the process.<\/span><\/p>\n<h3>5. How much does car insurance go up after a claim?<\/h3>\n<p><span style=\"font-weight: 400;\">There is no fixed increase. Your premium may depend on fault, your driving history, accident forgiveness, your insurer&#8217;s rating system, your coverage, and other factors.<\/span><\/p>\n<p><strong>Also Read:<\/strong> <a href=\"https:\/\/www.vsrlawfirm.com\/blog\/struggling-with-debt-contact-a-bankruptcy-lawyer-in-toronto\/\" target=\"_blank\" rel=\"noopener\"><em>Struggling With Debt? Contact a Bankruptcy Lawyer in Toronto<\/em><\/a><\/p>\n<h3>6. How long does the body take to recover from a car accident?<\/h3>\n<p><span style=\"font-weight: 400;\">Recovery is different for every person. Some people recover within weeks. Others may experience pain or limitations for months or longer. Follow your doctor&#8217;s or healthcare provider&#8217;s recommendations.<\/span><\/p>\n<h3>7. What should you not tell your insurance company?<\/h3>\n<p><span style=\"font-weight: 400;\">Do not provide information you know is incorrect. Do not guess about speed, fault, injuries, or recovery. Give accurate facts and say when you do not know the answer.<\/span><\/p>\n<h3>8. What should you not say to an insurance adjuster?<\/h3>\n<p><span style=\"font-weight: 400;\">Avoid admitting fault, minimizing your injuries, exaggerating symptoms, or making guesses. Be truthful and keep your answers focused on the facts.<\/span><\/p>\n<h3>9. What is the biggest mistake people make with an insurance claim?<\/h3>\n<p><span style=\"font-weight: 400;\">One common mistake is failing to keep records. Missing medical appointments, ignoring deadlines, giving inconsistent information, or signing documents without understanding them can also create problems.<\/span><\/p>\n<h3>10. What do insurance companies not want you to know?<\/h3>\n<p><span style=\"font-weight: 400;\">Insurance policies and Ontario law can provide different types of coverage and benefits depending on the circumstances. You should review your policy carefully and seek legal advice if you do not understand your rights or a decision made by your insurer.<\/span><\/p>\n<h3>11. What should I do immediately after a car accident?<\/h3>\n<p><span style=\"font-weight: 400;\">Check for injuries, call emergency services when needed, move to safety, exchange information, take photographs, collect witness information, report the collision when required, and contact your insurer.<\/span><\/p>\n<h3>12. What documents should I bring to a motor vehicle accident lawyer?<\/h3>\n<p><span style=\"font-weight: 400;\">Bring your police or Collision Reporting Centre report, photographs, insurance documents, medical records, treatment receipts, employment information, repair estimates, and correspondence from insurance companies.<\/span><\/p>\n<h3>13. Do I need a lawyer if the accident was not my fault?<\/h3>\n<p><span style=\"font-weight: 400;\">Not every accident requires a lawyer. However, legal advice may be useful if you were injured, lost income, require ongoing treatment, have a disputed claim, or are being offered a settlement.<\/span><\/p>\n<h3>14. What should I not say when filing a claim?<\/h3>\n<p><span style=\"font-weight: 400;\">Do not guess, exaggerate, or provide information you know is inaccurate. Describe the accident and your symptoms as clearly and honestly as possible.<\/span><\/p>\n<h3>15. Where should I report a car accident in Ontario?<\/h3>\n<p><span style=\"font-weight: 400;\">Depending on the circumstances, the accident may need to be reported to police or a local <\/span><a href=\"https:\/\/www.peelpolice.ca\/reporting-records\/report-a-crime-or-incident\/collision-reporting\/\" target=\"_blank\" rel=\"noopener\"><b>Collision Reporting Centre<\/b><\/a><span style=\"font-weight: 400;\">. In Ontario, collisions involving injuries or more than $5,000 in property damage generally must be reported to police.<\/span><\/p>\n<h2>Final Thoughts<\/h2>\n<p><span style=\"font-weight: 400;\">Knowing <\/span><b>what to do after a car accident in Ontario<\/b><span style=\"font-weight: 400;\"> can make the days following a collision much easier.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Focus first on your safety. Report the accident when required. Collect evidence. Contact your insurance company. Keep copies of important records.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have been injured or are having difficulty with your insurance claim, speaking with a <\/span><b>car accident lawyer in Mississauga<\/b><span style=\"font-weight: 400;\">, <\/span><a href=\"https:\/\/www.vsrlawfirm.com\/motor-vehicle-accident-lawyer\" target=\"_blank\" rel=\"noopener\"><b>car accident lawyer in Brampton<\/b><\/a><span style=\"font-weight: 400;\">, <\/span><b>car accident lawyer in Toronto<\/b><span style=\"font-weight: 400;\">, or another <\/span><b>car accident lawyer in Ontario<\/b><span style=\"font-weight: 400;\"> can help you understand your legal options.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A <strong><a href=\"https:\/\/www.vsrlawfirm.com\/blog\/how-a-personal-injury-lawyer-in-brampton-can-help-after-a-car-accident\/\" target=\"_blank\" rel=\"noopener\">personal injury lawyer in Brampton<\/a>, Mississauga<\/strong><\/span><b>, or Toronto<\/b><span style=\"font-weight: 400;\"> can review the accident, insurance coverage, medical evidence, and applicable deadlines and explain the options available based on your individual circumstances.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Disclaimer: This article provides general information only and is not legal advice. Ontario automobile insurance rules, benefits, deadlines, and coverage can vary depending on the accident date and the terms of the insurance policy.<\/span><\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Find out what to do after a minor car accident in Ontario, including exchanging information, reporting the collision, and contacting your insurer.<\/p>\n","protected":false},"author":2,"featured_media":1240,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[21],"tags":[62,372,373,456,455,458,459,370,371,369,453,454,419,457],"class_list":["post-1237","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury-lawyer","tag-car-accident","tag-car-accident-lawyer-brampton","tag-car-accident-lawyer-mississauga","tag-car-accident-lawyer-ontario","tag-car-accident-lawyer-toronto","tag-collision-reporting-centre","tag-how-to-report-an-accident-in-ontario","tag-personal-injury-lawyer-brampton","tag-personal-injury-lawyer-mississauga","tag-personal-injury-lawyer-toronto","tag-what-to-do-after-a-car-accident","tag-what-to-do-after-a-car-accident-ontario","tag-what-to-do-after-a-minor-car-accident-ontario","tag-whose-insurance-pays-in-a-car-accident-in-ontario"],"yoast_head":"<!-- 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