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Living in the era of EMIs and credit cards, our debt seems to hit us in every way possible. Car loans, Home Equity loans, mortgages, and other liabilities haunt us every first day of the month. Marking the deadlines and calculating different types of interests

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A credit card is considered one of the most widely-used financial instruments for transactions. It allows you to make transactions without needing to pay them back immediately. A credit card involves the act of borrowing money from the card issuer. The card is

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